The following article has been prepared and published by the advisors at Select Advice Financial Planning.  Harris Black has had a long-term relationship with Select Advice Group assisting many of our clients and being situated along side us in the Harris Black offices.

When you envision the path required to achieve your financial goals and objectives, there is probably no doubt in your mind that it won’t always be smooth sailing, i.e. risk-free. For example, there may be both ups and downs, as well as potential obstacles that may arise along the way.

Importantly, how you choose to plan ahead (‘be prepared’) and navigate your way through the rough periods can often make all the difference in the long-run. With this in mind, there are strategies that can help manage risks you may be faced with on your wealth accumulation journey.

In this animation, we illustrate one such strategy, a comprehensive personal insurance plan. In a nutshell, whilst each type of personal insurance (Life, Total and Permanent Disability, Income Protection and Trauma insurance) serves a purpose in its own right, collectively they come together to provide overall protection from an array of lifetime risks.

At Harris Black, we care about our clients financial and personal well-being and encourage you to review your personal insurance needs and polices.  Please seek help from your financial advisers for further information or contact Select Advise who are available to discuss your situation at any time.

To know more about Select Advice Financial Planning, click here.